How to Build Credit When You Have No Credit History
Building your credit can be a little tricky, especially if you do not have a credit history. This means that you can’t get a loan, apply for a credit card, or even rent an apartment. Credit measures your trustworthiness. The earlier you start building...
Personal Financial Planning Checklist for the New Year
It’s that time of year again when we look back at the things we’ve done in the past year and, at the same time, make plans for the current year. What we’ve learned and what we want to accomplish financially this year. Let’s face...
Debt After Death: Is Your Debt the End of Your Debts?
Death is inevitable, and it will happen to the best of us. But the topic of debt, and what happens after one’s death, is somewhat taboo, and no one wants to talk about it. However, this is an important topic that must be discussed....
Types of Personal Bankruptcy: When and How to File
Bankruptcy is such a big and nasty-sounding word often associated with ruin. We usually hear about it in the media in connection with some seemingly invincible big corporation. Or as part of celebrity gossip over which former star is a few dollars away from...
9 Reasons Why You’re In Debt: It Starts With Your Behavior
Of all the reasons why we all end up in debt, our behavior is probably the only thing we can easily control. Understanding behavior that drives you into debts is the first step towards avoiding the burdensome trap of debts. For most people, nurturing...
