Understanding How Credit Scores Work
Let’s face it. We live in a credit driven economy. Without credit, the US Economy would not be anywhere the size and benefit that it is now. As a result, there are very few Americans that can live their lives without needing some sort...
How to Dispute an Unauthorized Credit Card Charge
I opted out of paper billing statements about eight years ago and since then, I started to check my credit card statements online once or twice a month. I had to do this because of past experiences that I’ve had with fraudulent and suspicious...
Your Guide to Parent Plus Loan Forgiveness
Parents have always had an interest in helping their children get through college. As tuition costs have gone up in recent history, parents are even more involved in the process, even taking on debt on behalf of their children. People over age 60 are...
7 Steps You Should Take When You’ve Fallen Financially
No one is immune to financial problems, as we all experience them at one point or another. The difference lies in how deep we get into those problems. There are those with relatively manageable debts, but there are those unfortunate souls who find themselves...
The Perks of Debt-free Living
Debt has become a part of the American experience. In between credit card balances carried over from month to month; monthly payments on vehicle loans for 5 years or more; student debts and mortgage that seems like life sentences, the average American is swimming...
