Credit Report vs Credit Score: Know The Difference
Every activity that involves lending will require your credit score or credit report or both. Lenders use either or...
Tips You Should Know When Applying for a Line of Credit
Whenever there is a monetary crisis, individuals want to get quick money to deal with the condition. To address...
Steer Clear of These 5 Most Common Loan Scams
Scams are ubiquitous in the loan industry since it deals with money. Many opportunists have their eyes in the...
How to Build Credit When You Have No Credit History
Building your credit can be a little tricky, especially if you do not have a credit history. This means...
Personal Financial Planning Checklist for the New Year
It’s that time of year again when we look back at the things we’ve done in the past year...
Debt After Death: Is Your Debt the End of Your Debts?
Death is inevitable, and it will happen to the best of us. But the topic of debt, and what...
Types of Personal Bankruptcy: When and How to File
Bankruptcy is such a big and nasty-sounding word often associated with ruin. We usually hear about it in the...
9 Reasons Why You’re In Debt: It Starts With Your Behavior
Of all the reasons why we all end up in debt, our behavior is probably the only thing we...
Understanding How Credit Scores Work
Just remember, that at the end of the day, no one cares more about your credit score than you...
How to Dispute an Unauthorized Credit Card Charge
I opted out of paper billing statements about eight years ago and since then, I started to check my...
Your Guide to Parent Plus Loan Forgiveness
Parents have always had an interest in helping their children get through college. As tuition costs have gone up...
7 Steps You Should Take When You’ve Fallen Financially
No one is immune to financial problems, as we all experience them at one point or another. The difference...