Of all the reasons why we all end up in debt, our behavior is probably the only thing we can easily control. Understanding behavior that drives you into debts is the first step towards avoiding the burdensome trap of debts. For most people, nurturing a healthy relationship with their credit cards is the first step […]
Secured vs. Unsecured Credit Cards: Which One is Right for You?
Choosing the right credit card seems relatively easy. It can become a bit complicated when you first have a credit card and are starting to build credit, or if you are in the process of trying to rebuild your credit score. In such situations, there are important decisions to make. One is whether you want […]
8 Tips for College Graduates: Live Like You’re Poor and Take Care of the Important Stuff
I work at my alma mater and feel so fortunate to be allowed to work with students through their four-year journeys. After four years of intensive shaping by their experiences, professors, internships, jobs, and friends, it’s amazing to see what these young people have become. Their four years really do carve them into polished individuals, […]
Are You Obsessed with Your Credit Score? You’re Not Alone
If you seem to lose sleep or are stressed out over your credit score, you can congratulate yourself that you have joined the herd mentality over this one. You are not alone, as more and more people seem to be obsessed with their credit score. The question to be asked is if that is a […]
Credit Card Errors? Five Smart Strategies to Prevent And Resolve Them
Most of us have and use credit cards of one sort or another. For the sake of this article, we will include bank debit cards and retail department store cards that are all used to purchase items in place of cash. For the main part, we seldom look at the statement in detail, we just […]
Can Credit Cards Make Your Budget Work Better?
We all love our credit cards, but it’s easy to overspend if we’re not careful. But, do you know you can manage your budget by using credit cards? Although it may sound unusual, it’s possible only when you keep your expenses under observation. Why should you use credit cards to plan a budget? As I’ve […]
