Debt has become a part of the American experience. In between credit card balances carried over from month to month; monthly payments on vehicle loans for 5 years or more; student debts and mortgage that seems like life sentences, the average American is swimming in debts.
We have all seen the entertainment act where the juggler is throwing bowling ball pins or even knives in the air and catching and throwing them all at the same time. Sometimes with as many as 5 or ten at a time! We are amazed at wonderment. How do they do that? As consumers, we […]
I work at my alma mater and feel so fortunate to be allowed to work with students through their four-year journeys. After four years of intensive shaping by their experiences, professors, internships, jobs, and friends, it’s amazing to see what these young people have become. Their four years really do carve them into polished individuals, […]
We live in a credit economy which means that our entire commerce is based on debt, not savings. It is so ingrained in our lives here in America that we even have a system to determine how well we handle that debt. It is called our credit score. Sadly, many people are defined by or […]