Living stingy may sound odd to many people. Yes, very odd, especially to those who see this as an aberration. To those who are used to extravagant or reckless spending lifestyle, stingy lifestyle may connote a sign of poverty. But one thing is certain; we’re the sole owner of our money (or wealth), hence we […]
Pay Yourself First: How it Works and Why It’s Necessary
You have plans to increase your monthly retirement contributions, but as you receive your paycheck, you never quite got around to it. However, you promise yourself to add something extra the next month unfailingly. And when the next paycheck comes around….
Your Saving Habit Depends on Your Mindset
Most of us struggle to save more. Somehow, the more we make, the less we seem to save. If that sounds like you, well, you are not alone! With tons of financial obligations to meet such as buying a house, a car, repaying your college loan, and keeping up with the retirement fund, boosting your […]
Can Frugality Drain the Joy from Your Life?
Like most people who acknowledge how bad their financial situation is, chances are you have considered frugality in search of a financial turnaround. If this sounds like you, your decision is a sound one. Frugality is an effective strategy that, when carefully implemented, can lead to instant results. Deciding not to spend, or spending significantly […]
Six Easy Ways to Save on Household Expenses
Time and tide wait for none! We hear that a lot, but we understand it once we are in our adulthood when we have to earn for ourselves, pay for ourselves and save for ourselves. Life becomes difficult, that’s true but being an adult makes us figure out things as well. I use to be […]
4 Proven Ways to Weather Life’s Financial Storms
Despite all of the technological strides that have been made, the education of meteorologists and the ability to monitor the weather systems, no one to this point has been able to create the weather nor have they been able to completely control how a weather pattern will play out. Consequently, weather storms affect our nation […]
